Bell Insurance Gives Back Mini Rebate

Bell Insurance Gives Mini Rebate. Bell Car Insurance have just emailed their 4+ million customers and informed them, by thanking them for staying at home, of an upcoming discount which is being applied to all vehicles that are insured with them (Must have been insured with Bell on 20 April 2020). That's 4.4 Million vehicles. This discount is a one off rebate of £25 for every vehicle.

Given the fact that so many people pay their insurance in monthly instalments, and monthly payments are well within the £70 - £125 range for a huge percentage of drivers, a one-time £25 GBP discount isn't going to be a great help for most people.

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Sure, it's always nice to get some money off, but the current circumstances require a discount with more impact. Something like, at the very least, £10 car insurance for one month for everyone. And the drivers who pay their premium off in one payment get a refund of one full month when the total paid for the year is split into approximately what the equivalent would be if they were paying monthly. That would have been a much more fair and sensible discount that people would have really noticed and appreciated.

But no, it's £25 off. However, if we take a look at the total amount Bell are giving back to their 4+ million customers, it does come to around £110 million, so its no small amount of money. But the total giveback numbers really puts into perspective just how much car insurance companies rake in each year. But that could change really fast in times such as these.

If this lockdown continues until late 2020, or even into 2021, and the economy stays the way it is now (basically shut down), its hard not to think that any discount offered is just prolonging the inevitable. Which is that soon a lot of car owners won't be able to afford to pay car insurance any more, resulting in fewer customers for car insurance companies.

Being furloughed isn't a permanent solution, and can only go on for so long. If the lockdown surpasses reasonable furlough limits, and employers just can't pay for their employees to wait-it-out any longer, this is when we could see another surge of people who will be forced to claim benefits, which will cripple the economy even further.

Let's hope it doesn't come to that. So, for now, if you're a Bell customer, enjoy your £25 discount. If you're not a Bell.co.uk customer have no fear, I believe the rest of the car insurance industry as a whole are following suit and will be giving some form of monetary relief to their customers in the very near future.

Bell Car Insurance: Covid-19 Discount

Bell Car Insurance: Covid-19. I've been in contact with Bell Car Insurance to see if they are going to be offering their customers some financial help during this uncertain time. I mean, many people have lost their jobs, others are working from home, and some are on a reduced wage. The rest have no other option but to go and claim benefits. With lockdown due to Coronavirus the way it is, and with it not looking to end for some time yet, almost everyone is stuck at home for most of the day. So no one is using their vehicle as much as they normally would.

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Add to that the Economy has basically shut down, and you would think car insurance companies would see sense rather than dollar signs and offer some much-needed assistance. But no. Bell Car Insurance have confirmed that as of this time (10th April 2020), there has been no update for a "temporary payment suspend" and monthly instalments remain the same. So there you have it, just a nicer way of saying no.

Bell is part of the Admiral Group, so if Bell are not offering any help with payments through this time, it's fairly certain that no other car insurance company that are part of the Admiral Group (Admiral, Bell, Diamond and elephant.co.uk.) will be either.

Sad really, because a reduced rate should be offered to all vehicle owners, regardless of what insurance company they do business with. However, there is some good news. All MOT expiry dates (Expiring after March 30th I believe) in the UK have been extended by six months. Car tax is remaining the same at this time, but there is a chance that the longer this lockdown lasts, the more likely we could possibly see that change.

Coronavirus: Will Car Insurance Be Free

Coronavirus: Should Car Insurance Be Free at this difficult time. At this point everyone is aware of the COVID-19 and all the uncertainty that has come with it. Jobs that were last month secure are now at risk, people are stockpiling food and essential supplies, and everything we all take for granted, including the freedom to come and go as we please has, for now been taken away. It looks like we are heading towards complete economic / financial collapse.

As a result, the Government, as well as some energy companies in the UK are offering some relief to people who are struggling. Those include help with Mortgage payments (freezing payments), and help with energy bills (Electric - Gas) in the form of smaller payments.

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So my question is: Should the car insurance companies be helping out also, by offering free or heavily discounted car insurance for existing customers due to the fact that people are going to start having difficulty paying. I mean, it's the least they can do. They've been robbing car owners for many years with ridiculously high premiums. It's time to give back a little. I have just read that some insurers are offering as much as a 75% discount for NHS workers, which is great. But what about the rest of us.

They should, at minimum, be offering everyone a few months at half price for those who pay monthly. I did get an email from my Car Insurance provider last week, which talked about the Coronavirus, but failed to mention anything relating to helping out their customers by offering some financial assistance. I wonder if companies like Admiral, AXA, RAC, Co-Op and Aviva will announce something soon. I'd like to think they would, but I won't be holding my breath.

Rear End Smash - Hyundai Getz Vs Lorry

Rear End Collision - Hyundai Getz Vs Lorry. Here's what it looks like when a Hyundai Getz is hit from behind by a lorry travelling at around 25 - 30 MPH while stationary at a red traffic light. I think the Getz took the impact pretty well. Luckily, there was no one sitting in any of the back seats at the time of the crash. If there would have been, they would have no doubt had the shock of their lives, and would more than likely have sustained some potentially serious whiplash / back injuries.

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Hyundai Getz 1300 (1.3cc) Sport before the accident. Looking good, nice and clean.

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After the incident. Oh dear. Better start looking for another car.

As you can probably see, the damage was too bad, and would have cost far more than the car was worth to fix. Needless to say, the car was a total write-off and was scrapped. I ended up being off work for months due to neck and back injuries. Car was hit from behind and was thrown out into the junction around 10 - 15 meters. I wrote about my experience with having to deal with AXA car Insurance relating to this accident. Got a story you want posted on Car Auto. Contact us with the details.

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